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What does moving insurance protect?

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The following items are typically not covered by moving companies or their insurance policies:


CUSTOMER-PACKED BOXES: Clients had the choice to utilize professional packers, along with quality packing materials, provided by their moving company to pack any or all items that fit into small, medium, large, extra-large, or wardrobe moving boxes prior to their move.


UNPACKED GLASS: Clients had the opportunity to request crating, picture/mirror boxes, and television boxes before their move. This category includes framed artwork, fish tanks, table tops, and mirrored glass, among others.


UNPROTECTED MATTRESSES OR BOX SPRINGS: Clients could have requested mattress/box spring bags or boxes prior to their move to ensure protection.


LOOSE ITEMS: Loose items or those in open boxes, bags, or containers—including pictures/paintings, lampshades, television accessories, artwork, and toys—are not covered (this exclusion does not extend to furniture or appliances).


LIQUIDS & AEROSOLS: Regardless of packing, the moving company is not responsible for damages associated with these items or any harm they may inflict. It is advisable to use a plastic storage container for safe transport of such items.


GARBAGE BAGS: Items packed in bags are prone to falling out due to loose openings, rips, or tears.


PLANTS & PERISHABLES: Food items and plants are never covered by movers, nor are they responsible for any resulting damages.


MECHANICAL CONDITION UNKNOWN: The moving company lacks knowledge regarding the internal mechanisms of electronic and gas-powered items such as televisions, stereos, computers, musical instruments, appliances, lawn equipment, and the like. The company will only assume responsibility for external damage that may result in internal damage during the moving process.


UNPACKED FURNITURE: Only fabric items are permitted to remain in furniture drawers and cabinets. Hard items may sustain damage or cause damage during transportation.


PRESSBOARD/PARTICLE BOARD FURNITURE: These types of furniture are prone to crumbling during transport. For an additional fee, the moving company can disassemble and reassemble these items for enhanced protection.


WATER & FIRE: While most moving companies will disconnect and reconnect appliances and electronics, it is the client's responsibility to ensure there are no gas or water leaks, or electrical issues.


OVERSIZED ITEMS: A minimum clearance of 1" around all large items must be maintained while moving through doorways, doors, hallways, and stairwells; otherwise, the item will not be protected.


OVERWEIGHT ITEMS: Provided that appropriate moving equipment is utilized during the transportation of exceptionally heavy items, any damage to stairs or floors caused by the weight of such items will not be covered.


OBSTRUCTIONS: Overgrown trees and plants, pets, yard art/ornaments, yard lamps, sprinklers, children, or any other object that impedes access for moving items or the moving company's vehicle are not included in coverage.


CLIENT ASSISTANCE: Items that the client or their friends or family assist in moving will not be included in coverage.


CLIENTS' VEHICLES OR STORAGE UNITS: The moving company accepts no liability for anything loaded or unloaded from the client's personal or rented vehicle or storage unit. The client had the option to utilize the moving company's truck and storage facilities.


Thank you,


Curtis Hersey


President @ MOVE IT ALL, LLC


ORLANDO, FL 


www.FullServiceMover.us


info@FullServiceMover.us


BUS 407-750-2323


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